While we investigate your claim, we'll apply temporary statement credits for transactions spanning multiple billing cycles. Frequently asked questions What happens if I dispute charges from multiple billing cycles? If we deny your dispute : We’ll remove the temporary statement credit, and your next statement will reflect the amount you owe.
Any additional amount you’re owed is applied to your Available to Spend balance. If we approve your dispute : The temporary statement credit we applied to your Credit Builder balance becomes permanent. That credit covers the previous transaction from January, which was due in February. For example, if you dispute a $100 transaction from January on March 15, you’ll get a temporary statement credit of $100 on your next statement, which is due in April. We’ll apply a temporary statement credit to the next month's statement if you dispute a charge on a previous month's Credit Builder statement.
